Privacy Policy
Last updated: March 2025
varquolipex takes your privacy seriously. This policy explains how we collect, use, store, and protect your personal information when you use our financial data interpretation services and educational resources. We're based in Australia and comply with the Privacy Act 1988, including the Australian Privacy Principles.
Information We Collect
When you interact with our services, we collect different types of information depending on how you engage with us. Here's what that looks like in practice.
Personal Information You Provide
This is information you give us directly when signing up for courses, requesting information, or contacting us:
- Your name and contact details (email address, phone number)
- Postal address when you register for our learning programs
- Payment information when you enroll in courses
- Educational background and professional experience (optional, helps us tailor content)
- Any other information you choose to share in correspondence with us
Automatically Collected Information
Our website collects technical data to improve your experience:
- IP address and browser type
- Pages you visit and time spent on our site
- Referring website or search terms
- Device information and operating system
- Interactions with our educational content and resources
We don't use invasive tracking technologies. Simple analytics help us understand which educational resources are most helpful so we can create better content for learners like you.
How We Use Your Information
We're not in the business of selling your data. Everything we collect serves a specific purpose related to providing quality financial education.
Primary Uses
- Delivering course materials and learning resources you've requested
- Processing enrollment and handling payment transactions securely
- Sending program updates, schedule changes, or important announcements
- Responding to your questions and providing support
- Improving our curriculum based on how students engage with materials
- Maintaining security and preventing fraudulent activity
Communications
When you sign up for our programs, you'll receive essential course-related emails. We might also send occasional updates about new learning opportunities or resources that match your interests. You can opt out of promotional emails anytime – just not the critical ones about courses you're actually enrolled in.
Data Storage and Security
Your information is stored on secure servers located in Australia. We use industry-standard encryption and security measures, but let's be honest – no system is completely impenetrable. We do our best to protect your data through:
- Encrypted data transmission (SSL/TLS protocols)
- Regular security audits and updates
- Restricted access to personal information (only authorized staff who need it)
- Secure payment processing through trusted Australian providers
- Regular backups stored securely
We retain your personal information for as long as you maintain an active relationship with us, plus seven years after your last interaction to comply with Australian financial record-keeping requirements.
Sharing Your Information
We don't sell or rent your personal information. Period. However, we do share limited data with trusted partners who help us deliver our services:
Service Providers
- Payment processors for handling course fees
- Email service providers for delivering course communications
- Cloud hosting services for storing course materials
- Analytics tools to understand website usage patterns
These partners are contractually required to protect your information and can only use it for the specific services they provide to us.
Legal Requirements
We may disclose your information if required by Australian law, court order, or government request. This includes situations involving fraud prevention, security issues, or protecting someone's safety.
If varquolipex is ever acquired or merged with another organization, your information would transfer to the new entity. We'd notify you beforehand and ensure they maintain similar privacy protections.
Your Rights and Choices
Under Australian privacy law, you have several rights regarding your personal information. Here's what you can do and how to do it:
Access Your Information
You can request a copy of the personal information we hold about you. We'll provide this within 30 days, free of charge for reasonable requests. Just email us at contact@varquolipex.com with "Information Access Request" in the subject line.
Correct Inaccurate Information
If something we have on file is wrong, let us know. We'll update it promptly. You can often do this directly through your account dashboard, or contact us for assistance.
Request Deletion
You can ask us to delete your personal information. We'll honor this unless we're legally required to keep certain records (like financial transactions for tax purposes). Some deletion requests may take up to 90 days to process completely.
Opt Out of Marketing
Every promotional email includes an unsubscribe link. Click it, and you're done – no questions asked. You'll still receive essential communications about courses you're enrolled in.
Data Portability
Want to take your data elsewhere? Request a copy in a commonly used format. We'll provide your course history, contact details, and other relevant information you've shared with us.
Cookies and Tracking Technologies
Our website uses cookies – small text files stored on your device. Most are essential for the site to function properly. Others help us understand how people use our resources.
Types of Cookies We Use
- Essential cookies: Required for basic site functionality like remembering your login status
- Analytics cookies: Help us understand which pages are popular and which need improvement
- Preference cookies: Remember your settings and choices for a better experience
You can disable cookies through your browser settings, though some features might not work properly if you do. Most browsers let you choose which types of cookies to accept.
Third-Party Links
Our educational content sometimes links to external resources, research papers, or tools we think are useful. Once you click those links, you're on someone else's website – and their privacy policy applies, not ours. We can't control how third-party sites handle your information, so check their policies if you're concerned.
Children's Privacy
Our services target adults pursuing professional development in finance. We don't knowingly collect information from anyone under 18. If we discover we've accidentally collected data from a minor, we'll delete it immediately. Parents or guardians who believe their child has provided us information should contact us right away.
Changes to This Policy
We update this policy occasionally to reflect changes in our practices or legal requirements. When we make significant changes, we'll notify you via email or a prominent notice on our website at least 30 days before the changes take effect.
The "Last updated" date at the top shows when we last modified this policy. We encourage you to review it periodically, especially before enrolling in new programs.
International Data Transfers
Your information is primarily stored and processed in Australia. If we ever need to transfer data internationally (for example, to a service provider based overseas), we'll ensure appropriate safeguards are in place to protect your information according to Australian privacy standards.